Secure American Insurance Blog
View the latest blog posts from Secure American Insurance.
Monday, December 31, 2018 The start of a new year always brings along new plans, new resolutions, and new ideas. Many of us focus on the fun and exciting aspects of the New Year, but with that we usually forget to review the important and more serious parts of our life like our financial goals, retirement plans, and our insurance. READ MORE >>
Monday, December 17, 2018 One of the most common questions we are asked as agents is “Is my rental car covered when I go on my trip?” The short answer: yes and no. The “yes” part of the answer is easy. The one thing that the vast majority of auto insurance policies cover is the liability associated with any accident the insured is involved in. READ MORE >>
Monday, December 3, 2018 Heading to Mexico for the winter sounds so nice when these cold winter months roll in. We have dozens of customers that start their journey south as soon as December gets here. Many of our tropic-seeking customers drive themselves down to the winter homes in order to bring a form of transportation with them for the months they are there. READ MORE >>
Monday, November 26, 2018 This is not a common question we get as agents, however, it’s a question we wish more consumers would ask. What most people don’t know about their policy is that their car is not automatically covered if is stolen and neither is the personal property inside your stolen vehicle. READ MORE >>
Monday, November 5, 2018Most insured’s don’t realize that flood is not actually a covered loss on a standard home insurance policy. If the river behind your house floods due to heavy rains and floods your home, your standard homeowner’s insurance policy won’t cover the cost to repair your home or replace your personal belongings. READ MORE >>
Monday, October 22, 2018Insurance is regulated at the state level, meaning each of the 50 states has their own Department of Insurance. There are a few primary duties that each state’s Department of Insurance (DOI) has: 1. Licensing Insurance Companies and Agents 2. READ MORE >>
Monday, October 8, 2018In continuing with our theme of reviewing different aspects of commercial insurance, I wanted to review the concept and coverage called Business Income and Extra Expense.
This isn’t a commonly talked about coverage because it isn’t used very often, however, it is an extremely... READ MORE >>
Tuesday, September 25, 2018A waiver of subrogation is a commonly requested endorsement when it comes to commercial insurance. These waivers can be requested on a variety of policies but are primarily seen on general liability, commercial auto, and worker’s compensation. According to the International Risk Management Institute, Inc. READ MORE >>
Monday, August 27, 2018Additional insured requests related to general liability or commercial package policies are a daily occurrence. While most entities require they be an additional insured, most of our customer’s don’t truly understand what an additional insured is and how that can create problems for them if a claim arises. READ MORE >>
Monday, August 13, 2018Two weeks ago we reviewed the difference between replacement cost and actual cash value coverages on a property policy. This week we will review a similar concept and how it relates to auto insurance. This is also a topic we receive a lot of questions primarily when claims are filed. READ MORE >>