Weddings are almost always a joyous occasion! It’s a moment to surround a couple with happiness and positivity as they start their new life together. With all of the joy surrounding a wedding, very few people like to consider that disaster can strike at your wedding when you least expect it to.
Whether it’s needing to reschedule your wedding date due to a weather related event, or maybe the bride’s dress was damaged in a freak mishap or maybe the groom’s parents were injured in a car accident and the wedding was postponed until they healed. All of these events are completely unforeseeable. No one could have predicted or planned for them which is why it’s incredibly important that all newlyweds consider purchasing Wedding Insurance prior to their big day.
Wedding Insurance is meant to protect a couple’s investment in their big day from circumstances beyond their control; it’s meant to compensate a couple for expenses incurred from having to fix or reschedule their wedding.
Some of the typical costs that are covered by Wedding Insurance include:
- Venue/Reception Locations: coverage can include if the venue is completely destroyed by a disaster or maybe it’s just inaccessible due to weather
- Weather: weather can be very unpredictable in some areas of the country and even certain times of year. Insurance can cover the cost to reschedule a wedding and can include the cost to get new flowers, new rentals, new food, etc.
- Vendor No-Shows: if a major wedding vendor doesn’t show up, such as a caterer, the insurance policy can cover the cost to reschedule the event
- Sickness or Injury: if the bride or groom or a major family member are injured or ill and the wedding has to be postponed until they are able to attend, the wedding insurance will cover that cost
There are numerous scenarios that can arise that cost the bride and groom additional money. Wedding Insurance is a fairly inexpensive policy to purchase, especially when you consider the coverage it provides to a couple. Wedding Insurance is also incredibly customizable so talk to your agent about what you need. Needs vary based on wedding size, location, and vendors.
Planning a wedding is stressful enough and requires a lot of time and money. It is easy to purchase a policy that will give you the peace of mind that if something catastrophic does happen you’re covered. If there is one thing you can do to make your planning process less stressful, this is it! If you are getting married soon, call your agent and make sure you are covered!