Valentine's Day oddly enough is a day that strongly reminds me of insurance and why insurance is not just something you purchase but it's something that can show your loved ones how much you love and care about their well-being. I know this sounds odd, but hear me out….
February 14th of every year has long been known and celebrated as Valentine's Day, a day every year where people express their love and appreciation for their spouses, partners, friends, and family. Most people associate Valentine's Day as a day of giving flowers, chocolates, cards, or jewelry as a way to express their love and care for someone, but really the core meaning of the day is that we as humans want to show the people we love and care about that we do love and appreciate their presence and influence in our lives.
The true meaning of Valentine's Day is actually what reminds me of the important of insurance and why having the proper coverage in place is truly an expression of your concern and care for your loved ones. Insurance at its fundamental level is meant to protect an individual or a family from catastrophe. Most people see insurance as this necessary evil that they have to pay for but won't ever use. Luckily most people are able to go through their lives without a sudden tragedy, however, for those that have they know that insurance was there to help and provide for their family when they didn't have the means to do so. Insurance isn't a necessary evil, it's a means of protecting your family and yourself.
A couple quick examples: having home insurance can provide you financial protection if your home burns down. Home insurance can provide you the means to rebuild your lost home as well as the ability to pay for a new place to live until a new home is built or purchased. Without home insurance you and your family could potentially be living on the streets or moving in with a family member into a tight, stressful situation. Would you really want your family to go from having a comfortable home life to not knowing if they will even have a roof over their head?
Having life insurance on yourself or a spouse or a child will allow you the financial ability to give them a proper burial, or pay for household costs, or pay for a college tuition, in the event of a sudden passing. While no one likes to consider the thought a loved one may leave them suddenly, it is important to make sure that the people you leave behind don't also have to focus on a financial stress while also dealing with a huge emotional loss.
I could go on forever about the different ways insurance can show someone you care, but the true summary of all of this is that insurance gives you the opportunity to protect yourself and your family from the many things in life out of your control. It's hard enough to deal with the emotional effects of any type of loss, but it is even harder when you also have to worry about where you are going to live, or how you are going to pay your bills, or how you are going to put food on your table at night. Insurance gives you the opportunity to show your loved ones you truly care and are considering their present and future lives. Give yourself the peace of mind that you have done everything you can to protect you and your family from the unknown and show your loved ones that you love them and care about their well-being forever and always.