Flood Insurance

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Floods are a concern for more than just waterfront homeowners. Floods can occur during a tornado, earthquake, hurricane, or even during a torrential thunderstorm. Most homeowners are unaware that flood is not covered under their homeowner’s policy. Flooding is a common natural disaster. FEMA estimates that even one inch of floodwater can cause more than $7,500 in damage to a home.

What’s covered?

Most commercial flood insurance policies can provide the following coverages:

  • Building Coverage:
    • The home itself
    • Damage to the foundation
    • Electrical and plumbing systems
    • HVAC equipment
    • Flooring
    • Any built-in appliances, blinds, or walls
  • Contents Coverage:
    • Personal property items: clothing, furniture, electronics, portable appliances, etc.

It’s important to remember that personal flood insurance can be obtained even if your lender doesn’t require you to have it. Over 20% of flood claims come from properties outside of high-risk flood zones making it important to consider flood coverage at any location.

Why We’re Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such things as a one-size fits all insurance policy when it comes to your business.

Contact us today, and we’ll help you protect what matters most.