Commercial Flood Insurance

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Commercial flood insurance helps protect your business from flood damage. If your business or business property is damaged by floodwaters, commercial flood insurance can help cover your repair and/or replacement costs.

What’s covered?

Most commercial flood insurance policies can provide the following coverages:

  • Building Coverage:
    • Electrical and plumbing systems
    • Furnaces and water heaters
    • Appliances
    • Installed Carpeting 
    • Permanently attached cabinets, wall fixtures, and bookcases
    • Windows
    • Foundation walls, staircases
    • Detached garages
    • Solar equipment
  • Contents Coverage:
    • Personal property
    • Curtains
    • Portable and window air conditioners
    • NOT TYPICALLY INCLUDED: valuable papers, cars used for your business, financial losses from business interruption

It’s important to remember that commercial flood insurance can be obtained even if your lender doesn’t require you to have it. Over 20% of flood claims come from properties outside of high-risk flood zones making it important to consider flood coverage at any location.

Why We’re Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such things as a one-size fits all insurance policy when it comes to your business.

Contact us today, and we’ll help you protect what matters most.