Why March Is the Perfect Time to Review Your Home and Auto Insurance

Why March Is the Perfect Time to Review Your Home and Auto Insurance

March 16, 2026

Why Timing Matters

March sits between winter hazards and spring storm season in Colorado. It’s the perfect time to adjust coverage before hail, wind, and increased driving risks return.


What to Review in Your Home Policy

  • Dwelling replacement cost

  • Wind and hail deductibles

  • Roof coverage terms

  • Wildfire-related endorsements


What to Review in Your Auto Policy

  • Comprehensive coverage for hail

  • Collision coverage for winter-damaged roads

  • Uninsured/underinsured motorist limits


Final Thoughts

A March insurance review ensures Colorado residents enter spring fully protected — not reacting after damage occurs.